It’s basically a fast-paced domino game played in real-time, and the goal is to get the highest score before time runs out. You’ll be able to win real money online instantly on your phone by playing insanely addicting domino games. It’s a legit app to earn money when. Nowadays ‘big time’ is a favorite android game to win real money. However, the app is slow but still serves you better. It is similar to a lucky draw where you play better and hope for the good. To win free money online instantly, you need to participate in the cash prize draw.

1. Are Money Games Legit
2. What Games Can You Earn Real Money
3. Legit Games That Pay Money
4. Earn Money Online Legit

Did you know that forty-five states in America have a lottery system? The only states that do not have a lottery are Utah, Hawaii, Nevada, Alabama, and Alaska.

If Gamekit sounds a little bit too close to scam-territory for you, there are plenty of other, more legitimate alternative apps you can use to make money. Here are my top suggestions: For more apps that pay you to play games, check out our post here, where we list 11 of the best options. Blackout Bingo – You play bingo but with a social competitive twist to the classic game where you can win real money and cash prizes. Mistplay (Android) – If you have an android device, you can download this app and start getting cash rewards for playing new games.

Utah and Alabama have religious reasons to oppose a lottery, and those religious beliefs have carried over to the state government level. Alaska does not have a lottery because it does not need the tax income.

Hawaii and Nevada are two sides of the same coin. They do not have a lottery because they do not want it to detract from other revenue sources. Nevada’s casinos do not want to compete with a state lottery program, and neither do Hawaii’s tourism industries.

I never used to play lottery games because I grew up in Utah, where it was not allowed. Once I moved to one of the states with a lottery program, I remember being very excited about buying my first ever lottery ticket. To be honest, I did not really know what I was doing. If I remember correctly, I thought that I was buying an instant win ticket, but I ended up buying a Powerball ticket instead.

When I got home with my lottery ticket, I realized that I could not find out if I had won until after the drawing had taken place. I set it aside and forgot about it for at least a month. The next time I saw the ticket, I went online to see if I had won. Unfortunately, my ticket was not a winner, but I still kept the ticket itself as a way to remember some of my first experiences in my new state.

Fortunately, in today’s world, you can play lottery games online, no matter where you live. Even if you happen to live in one of the five states that do not have a state lottery, you can still play lottery games at your favorite online casinos. However, the only kinds of lottery games that are available online are scratch-off tickets.

There are hundreds of real money scratch card games online that you can play at any one of your favorite online casinos. Most casinos add new scratch games on a regular basis. That means that you have a lot of variety to choose from, which is great because you can simply try a new game if you ever get bored with one that you are playing.

However, it also makes it challenging to know which ones are worth your time or not. That is where I come in. To help you choose a few real money scratch card games that you might want to play, I have compiled this list of five popular online scratch offs that are getting the most attention in 2020.

All of these games are exciting, and they give you a good chance of becoming an instant winner. Best of all, they are available everywhere, no matter where you live. But before we jump into the 5 Best Real Money Scratch Offs, let’s take a look at how real money online scratch card games work in the first place.

How Do Online Scratch Cards Work?

I am not going to insult your intelligence by assuming that you do not know how instant-win scratch-off tickets work. All you need to do is grab a quarter to scratch off the paint and see what amount you won. But how does that work on the computer? The good news is that it is even simpler.

That is a really good way to ruin your expensive device, and it would not work anyway. Instead of physically scratching the card, when you play online, you simply use the mouse to click on the window that you want to reveal.

Some people are really superstitious when it comes to playing scratch offs online for real money. They like to reveal one section at a time or use a technique like scratching every other window before they scratch all of them. Computerized versions allow those people to continue using their superstitions because they can still click on whichever icon they want to, in whichever order they prefer.

The best games even have a simulated hand that will replicate the image of a quarter scratching of the symbol for you. So, you can still experience the same amount of excitement building as the numbers begin to appear. Online casinos have really found incredible ways to make players feel like they are experiencing the same thing that they would find in the real world.

Playing real money online scratch off games is as simple as playing the scratch off games that you would buy in the grocery store. The best part is that they give you a chance to know almost instantly whether you have won or not. Now that you know what to expect from online scratch games let’s take a look at some of the popular real money scratch games that are available online this year.

Game #1- Lucky Numbers

Lucky numbers is an online scratch card game that is straightforward and simple. It does not have a particularly exciting theme like some of the other games on this list. Instead, it is modestly decorated with symbols of good luck. Like most real money scratch offs online, you click on the panels to find the hidden icons underneath, and you win if you get three matching symbols.

You might be thinking that this game does not have anything to make it particularly special, but you would be wrong. The best part of this game is the fact that you can earn multipliers that increase your winnings up to five times as much as you would win otherwise. It also gives you two chances to win on every single card that you play.

The return to player percentage on this game is the highest that Microgaming software offers. More than 96.5% of the money that gets spent on this scratch card gets returned to players in the form of winnings.

You have to remember that the return to player percentage gets calculated based on all players at all times, so this does not mean that you will get 96% of your money back. But it does mean that you have decent odds of winning, especially if you play a few rounds.

While lucky numbers is not the best game in terms of theme or graphics, it is the best game from this company in terms of payout percentage. Considering that most of us care more about our odds of winning than the theme of the game, it is easy to see why lucky numbers is such a popular online scratch card game.

Game #2- Wish Upon a Jackpot

If you are looking for a game that is a little more exciting in terms of theme and gameplay, check out the wish upon a jackpot scratch card game. This fantastic game is fairytale-themed, and it comes complete with a fairy godmother, a runaway gingerbread man, and you cannot forget about Puss and Boots.

Are Money Games Legit

I like this scratch card game because it gives you a lot of options. Before you begin playing, you can choose how many panels you want to play and how much you want your stake to be. The potential jackpot amount will depend on how much you stake and how many windows you play. Keep in mind that you will pay the stake for each panel, so if you play ten cents on ten windows, you will be betting a dollar on each round.

Another thing that I like about the wish upon a jackpot game is that it is a little different from other online real money scratch offs. The winning symbol will be displayed in the middle of your screen, and you only need one match to win. Most games make you find at least three of the same symbol to win.

Furthermore, wish upon a jackpot has bonus rounds that you can play to increase your winnings. If you get three bonus tiles, you get to play the Jack and the Beanstalk bonus round. To play, you select magic beans that will help Jack get to the top of the beanstalk. Each bean adds to your winnings, and when you get to the top, you get to choose a golden goose egg that multiplies your earnings from the bonus round. There are several other bonus round options available as well.

Wish upon a jackpot has a 93% return to player percentage. That is not nearly as high as the lucky numbers game, but it still gives players a decent chance of winning in the long run. The fun themes and characters, as well as the bonus rounds, make this game worth playing, despite the fact that it has a lower return to player percentage. It is a fun and unique game that you will enjoy playing because it is different from many other real money scratch cards.

Game #3- Merlin’s Millions

A game that offers the best of both worlds is Merlin’s millions. It has the simplicity and high return to player percentage of lucky numbers, plus the fun theme and graphics that wish upon a jackpot offers. This game appeals to people who like simplicity, and people who want fascinating motifs at the same time.

Merlin’s millions is based on the wizard that was King Arthur’s sidekick and friend, so it has a medieval theme for all of its symbols. There are eight symbols that appear on the cards. You have to match three of each symbol to win, and they each have a different payout amount. If you are lucky enough to find three images of Merlin himself, you will be reward with 1,000 times your stake. The magical orb symbol is the hardest to find, but if you can match three orbs, you will get to play mini-games with guaranteed winnings.

The best part about the Merlin’s millions game is that it offers a high return to player percentage of 95.17%. It provides enormous jackpot amounts of up to £250,000, but you can play with as little as three cents per round. Overall, it is a fantastic game that offers a simple game experience with excellent graphics and a high return to player percentage.

What Games Can You Earn Real Money

Game #4- Whack-a-Jackpot

Are you ready to be taken back to the days of hanging out at your favorite arcade? Then, whack-a-jackpot is the game for you. I have to admit that I have been to arcades far more recently than the average adult because I have nephews who love to ask me to take them to the arcade. While my nephews play skeeball and Pac-man, I always head to whack-a-mole to let out some stress by hitting moles with as much intensity as possible.

Whack-a-jackpot probably does not have the same soothing effects as actual whack-a-mole, but that is okay because you will not be stressed when you win!

This game has a high return to player percentage of 96.30%, so your odds of winning, in the long run, are pretty good.

This scratch card game is different from a lot of games because there is a “three strikes your out” rule. You will whack the moles on the head by clicking them with your mouse. Most of the moles will reveal a multiplier amount. If you get three of the same multiplier amount, you win.

However, some of the moles do not have any multipliers. When you click on an empty mole, it counts as a strike against you. If you happen to hit a mole after it starts going back into its hole, then that counts as a strike as well. Getting three strikes before three matching multipliers will end the game, and you lose.

Overall, whack-a-jackpot is a fun game that brings back the nostalgia of those days in the arcade. It also has a high return to player percentage and high potential jackpots. I admit that it is not as fun to me as the original version, but you cannot win thousands of dollars when you play in an arcade. So, I will accept the tradeoff of less fun for more potential winnings.

Game #5- Witch Pickings

The last game that I want to recommend is called witch pickings. It is an excellent online scratch card game with beautiful graphics. Overall, the game is simple and straightforward. There is not a lot of features that make it stand out in terms of gameplay, but the graphics are vibrant and fun. All of the animated symbols are beautiful and realistic. In the background, you get to see a sprawling hill that leads up to the witches’ castle.

There are three witches, along with their potion bottle, castle, and a pot of gold that are the symbols on the game. You have to match three of each symbol to win. Each of the witches has its own multiplier amount, including ten, fifty, and one hundred times your stale. Their crystal ball multiplies your stake by 5,000 to earn an incredible payout. If you are lucky enough to get three of each of the witches, meaning that the witches would fill your entire card, you can activate a bonus game.

Witch pickings is a perfect example of everything that an online scratch card game should be. It is straightforward, and it does not have a lot of bells and whistles. But the graphics are beautiful, and the game is well done. Best of all, the return to player percentage is 95.93%. If you just want a simple game that you can play for a few minutes, this is the perfect game to pass the time and maybe win some money while you are at it.

Conclusion

It is easy to see why all of these online real money scratch cards are so popular. They are easy to play, have low stakes, and if you win, you will know it instantaneously.

All of these games have return to player percentages that are between 93-96%, so they are all games that offer players a decent chance to win.

But it is essential to keep your expectations in check. If you are expecting online real money scratch off games to keep you entertained for hours as slot machines do, you are probably going to be disappointed. You can enjoy a variety of games, but after a little while, you are probably going to get bored of simply clicking your mouse to see which numbers or symbols appear.

Instead of expecting real money scratch off games online to entertain you for hours, I recommend incorporating them into your gambling routine the same way that you would with in-person lottery tickets. When I get done with a gambling session, I will play a couple of real money online scratch offs before I log out of my account. I use the same mentality as if I were picking up some real money scratch cards whenever I go to the grocery store. Scratch games are not something that I spend a lot of my gambling budget on, but they are fun to enjoy everyone once in a while.

Some of you may like to play online real money scratch card games when you begin to run out of money. Any time you have a dollar or two left in your account, that is an excellent time to play an online scratch card game because they have low stakes, and they do not require a lot of effort. There may be some people who intentionally create online casino accounts to play scratch card games online for real money, but I think that they are more like an afterthought for most of us.

Real money scratch cards online are fun to enjoy every once in a while, but you should not play so much that you start to get bored with the game. Incorporating them into your gambling routine on a regular basis is a fantastic way to incorporate these fun games, without going overboard.

Legit Games That Pay Money

Think of it the same way that you would be buying regular scratch card tickets from your local lottery. Most likely, you grab a lottery ticket every time you go to the grocery store or gas station, but it is not something that you do every day. That is how it should be with online scratch card games as well. Any of these games that I mentioned here are perfect for incorporating whenever you want a fun distraction for a few minutes at a time.

Want to play games AND make real money? Here are 10 apps that pay you to play games online.

Sometimes you just want to play. But your wallet and your friends are telling you that you've got to hustle.

It can start feel like life is all about money.

Good news is, fun time doesn't have to be wasted time.

While there are scams out there, and some games that pay so little as to not be worth your time, we've found the ones that will give you the most bang for your buck. Here's a list of the best online games that pay you to play.

• Swagbucks - Best Online Games
  
• Inboxdollars - Earn with Paypal
  
• Mistplay - On Android Only
  
• Long Game - iOS Games
  
• Lucktastic - Play Free
  
• Bingo Mania - Play on PC
  
• Swagbucks Live - Mobile Play
  
• Brain Battle - Google Play and iTunes Store Games
  
• Bananatic - For STEAM Gamers
  
• GSN Cash Games - Play On Your Phone

1. Swagbucks - Best Online Games

Earn Swagbucks for things you already do: shopping, watching videos, answering surveys—and, of course, games.

You can buy tokens to play lots of well-known titles like Angry Birds, Bejeweled, and Scrabble Cubes.

Redeem your earnings in gift cards to well-known retailers or cash. Games aren't the highest paying activity on Swagbucks, but if you were going to play anyway, you might as well get paid for it.

Swagbucks is free to play, and open to anyone age 13 and up, which makes it a great option for teens to make money online. Plus, there's a good chance that you can play even if you live outside of North America. Earn an easy bonus Swagbuck each day by answering their daily poll.

What You Can Earn

• Earnings average out around $1 per hour.
  
• Payout: Paypal, Gift Cards, and e-Gift Cards

2. Inboxdollars - Earn with Paypal

Want your earnings deposited directly into your checking or savings? Check out Inboxdollars. They've got over 30 free arcade games, like solitaire and sudoku, which you were already doing when your boss's back was turned.

They're connected to the GSN (Game Show Network) as well, which means you can play in tournaments and get cash back through your Inboxdollars account.

You must be at least 18 years old and have a valid email address to use Inboxdollars. While it does have a relatively high minimum to request payment at $30, the company has an A Rating from the Better Business Bureau, so you can be confident that your money and your time are in good hands.

What You Can Earn

• Earn $10 a day to start, or between 25 cents and $5 per activity.
  
• Payouts: Paypal or Check

Learn More: Review of Inboxdollars

3. Mistplay - On Android Only

Play games and chat with friends on your Android with Mistplay. They have super popular titles like Rise of Kingdoms and Coin Master.

Get paid in gift cards for Amazon, Visa, or the Google Play Store, among others, and enter to win larger prizes like legit game consoles.

Sadly, Mistplay isn't available in the iOS App Store just yet, but you can sign the waitlist on their website.

Anyone over 18 years old can use Mistplay, but if they find out you're younger and have lied about your age, your rewards will be rescinded.

What You Can Earn

• Between $10-$20 per week
  
• Payouts: Gift Cards, Google Play Store Credit, iTunes Credit

4. Long Game - iOS Games

This innovative app is designed to reward you for saving money. As it says on their site: 'Save more to play more.'

Connect your bank account to the app, deposit funds into your savings, and earn tokens to play games like Spin to Win, Lucky Slots, and Scratchers, where you can earn real money.

Earn coins by meeting savings goals and use them to enter for prizes in cash, crypto, and free game play. What's more, your Long Game savings earn interest at 0.1% APY.

Like a real savings account, Long Game funds are FDIC insured, so you can feel safe about using the app. Due to the direct deposits, you'll need an active bank account to sign up.

What You Can Earn

• The 0.1% return on savings that the App offers is better than many traditional savings accounts
  
• Payouts: Bank Deposits

5. Lucktastic - Play Free

Used all your quarters for laundry, but still want to scratch-and-win? Lucktastic has you covered. Win gift cards, cash, and other prizes, up to $1 Million. Lucktastic is free to play, with no in-app purchases.

Like the name suggests, Lucktastic is all about luck. Your chances of winning depend on how many other people are playing or entering contests. But since it costs nothing, there's no harm in trying your luck.

Lucktastic is mobile only, which means you'll need an Apple or Android device to play. Users must be US citizens of at least 13 years of age, with GPS location services enabled on their phone or tablet.

What You Can Earn

• $5 - $10 a month
  
• Payouts: Cash, Gift Card, or Check

Learn More: Review of Lucktastic

7. Bingo Mania - Play on PC

Bingo Mania is one of the first real money Bingo sites on the net.

They've got slots, video poker, table games, lottery games too. The site, available on desktop and mobile, offers card prices from $.01 to $5, with reported winnings as high as $27,000.

Their games aren't free to play, but as of writing they offer a $100 sign up bonus.

Remember: this is gambling, so you must be over 18, and you should never risk more than you can afford.

What You Can Earn

• Payouts start at a minimum of $100 and go up to $2500 a week, but your actual winnings are up to chance
  
• Payouts: Check

Earn Money Online Legit

8. Swagbucks LIVE - Mobile Play

Formerly known as Swag IQ, Swagbucks LIVE is another gameshow-style app. Take advantage of your knowledge of trivia to earn real money rewards. You have 10 seconds each to answer 10 multiple choice questions.

Compete for prizes of (typically) $500-$1,000, but sometimes more, and earn Swagbucks in the process. It's worth noting that even if you win, the prize is split between all of the other winners, too.

What You Can Earn

• Earn around 5 Swagbucks per game, in addition to your cut of the prize money if you win.
  
• Payouts: Gift Cards and Paypal Cash

9. Brain Battle - Google Play and iTunes Store Games

Lots of free-to-play games make their money in advertising. Play Brain Battle and you have a chance to take a cut. (You don't even have to win.)

All you have to do is play any of their free games to earn tickets, which you can enter into drawings for cash prizes.

Just download their app on the Google Play Store or the iOS App Store, play, and enter to win.

What You Can Earn

• 10k are worth 10 cents, as well as entering for cash prizes, which can go as high as $10,000
  
• Payouts: Paypal

10. Bananatic - For STEAM Gamers

Get access to new games before anyone else with Bananatic. Play, and provide helpful feedback to developers who then use your insights to make their games better.

Earn 'Bananas' as you play and exchange them for game keys on STEAM, game hardware, gift cards, and more.

The range of games available is quite impressive, with dozens, if not hundreds of titles to choose from, many of which you've heard of.

What You Can Earn

• Most activities will earn you 100 bananas. A $5 Amazon gift card costs 2500
  
• Payouts: Paypal, Gift Cards, STEAM Wallet

11. GSN Cash Games - Play On Your Phone

With GSN Cash Games, play games against other players to win real money.

Now, these games aren't free to play, but when you make a deposit you can earn Bonus Bucks (not redeemable for cash), which can be used to enter into cash tournaments.

Thanks to their 'matchmaking' algorithm, you're matched against players of comparable skill, so you always have a chance of winning. Choose from games like Solitaire Rush, Bejeweled 2, and Wheel of Fortune, to name a few.

What You Can Earn

• Don't expect any sort of consistent income from GSN Cash Games. There's always the chance you'll win a large prize, but as with all gambling, you'll probably lose more often than you win.
  
• Payouts: Bank Deposit

Other Gaming Apps to Consider

If even this extensive list wasn't enough to quench your thirst for games that pay to play, here are some other fun options to try.

• Twitch
  Become a Twitch affiliate to live stream your gameplay with fans and subscribers. Once you build a successful channel with a reliable audience, you can turn this hobby into ad revenue.
• Pogo
  Earn pre-paid credit cards and merchandise prizes while playing over 50 casual games like Solitaire and Monopoly. Pogo used to offer Jackpot prizes, but the practice was discontinued.
• Gamesville
  Play a variety of Bingo, card games, and more on Gamesville, one of the longest running gaming sites online. Earn gift cards or cash prizes ranging from $5 - $100.
• Paid Game Player
  Paid Game Player offers puzzles, arcade, word & trivia, and casino-style games. It's unlikely you'll make a lot of money playing here, but you can earn for taking surveys, completing offers, or clicking on ads.
• Second Life
  Second Life is more of an online sandbox than a game. There is no specific goal, other than to have fun. It's not the first place you should look if you want to make money playing games, but it is possible to turn your creativity into real money.
• Big Time Cash
  Play from over 600 games and earn tickets to enter drawings for cash prizes. The more tickets you get, the more chances you have to win.
• Clip2Play
  Take part in daily tournaments where the winners earn prizes at the end of the day. You can also earn points by referring friends. Get enough and you can exchange them for cash.

What apps should you avoid?

Not all promises that you can earn money playing games are legitimate, and some apps and games are actual scams that you ought to avoid. Here's a list of apps and games that you might want to give a wide berth.

Givling
While Givling, another rapid-fire trivia game, appears to be a legitimate place to win money on first glance, the path to success may be more costly than the developers would have you believe.

Winning with Givling requires being at the top of their queue every two weeks when the jackpot is awarded, and while there are free ways to move up--like playing games and watching ads--it seems that much of your chances depend on spending money on the app or with Givling's sponsors, sometimes to the tune of thousands of dollars, and even that's no guarantee.

Any app that incentivizes you to pay to win is gambling at best, and should not be considered a viable way to earn money.

Lucky Day
While Lucky Day appears popular when you search online, the app appears to be employing suspicious practices in order to prevent users from reaching the $10 minimum required to cash out.

Some users have reported getting stuck at the $9.90 mark with no way to advance, and even asked to spend money in order to increase their chances of earning. Further, according to reviews, users who do manage to achieve the $10 minimum may suddenly find all of the gift cards out of stock in the online store.

When in doubt, follow the reviews of other users. If they are overly rosy, but seem like they weren't written by real people, or all five-star, but full of criticism, it is likely because the apps are attempting to cheat the system. And remember, any game that asks you to pay to win is either a casino in disguise, or an outright scam.

Frequently Asked Questions

Your questions answered about earning money playing games online. Not all games are the same, and not all are transparent about their policies, but based on some common metrics and best practices, you should be able to judge for yourself whether a game is worth your valuable time.

How long does it take to get paid?

• Swagbucks - 10 Days
  
• Inboxdollars - 10 Days
  
• Mistplay - 48 Hours
  
• Long Game - 3-5 Business Days
  
• Lucktastic - 2-4 Weeks
  
• Bingo Mania - Payouts are processed every Monday

How do I know if a game is legit?

If you're wondering whether a game or site is legit, there are a number of clues to look for.

Do reviews sound like they were written by real people?
Positive reviews on the App Store, the Google Play Store, or the product website are obviously a good sign, but make sure they sound like they were written by actual users—and be sure to check the text. Some sites will incentivize their users to give 5-star ratings, but the reviews themselves may be negative.

How many downloads are there?
If the number of downloads is very low, there's a good chance that the game isn't legit. When in doubt, trust your peers. If other people are staying away from a site, you should too.

Are there complaints about payment?
Some sites seem legit, but make it difficult to receive the money you've earned. For example, if the payout minimum is $10, but you hit a mysterious run of bad luck once you've earned $9.90, there's a good chance the game is a scam.

Are there high payout minimums?
If the most you can earn in a day is a couple of dollars, but the minimum payout requirement is excessively high, there is a good chance the site is trying to get your time for free. Their hope may be that you play long enough to earn twenty or thirty dollars, but not enough to cash out—which would mean they get your time and effort at no cost.

Are there hidden subscription costs?
Some apps are free to start, with frequent or expensive subscription fees that you are intended not to notice on download. Pay attention to your monthly bills from Apple and Google for unexpected charges, and look carefully at the pricing, even when an app purports to be free.

Are paid games worth it?

That entirely depends on what your goals are. The truth is, if you're just looking to supplement your income or get a little spending money in your free time, paid games are a fun way to do it. But if when it comes to replacing a proper job, the chances that you are going to be able to earn even close to a livable income are exceedingly small.

Bottom Line

Who doesn't want to earn money while doing something fun? Regardless of what games you're into, there's bound to be something on this list that will help you feel a little better about that downtime everybody says you're wasting.

Whether you want to earn bit by bit with Swagbucks or Inboxdollars, or try to go big with Lucktastic or Bingo Mania, there's something for everyone. Give the games a try, and then use the money to treat yourself.

After all, you've earned it.

Write to Jeremy H at jeremy.harshman@creditdonkey.com. Follow us on Twitter and Facebook for our latest posts.

Note: This website is made possible through financial relationships with some of the products and services mentioned on this site. We may receive compensation if you shop through links in our content. You do not have to use our links, but you help support CreditDonkey if you do.

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